Hourly Salary Calculator UK
Turn your hourly rate into an annual salary and see what you keep per hour, per week and per month after tax.
Your salary breakdown
The statutory deductions from your gross pay, and what is left.
Hourly rate to take-home pay
Based on a 37.5-hour week, 52 weeks a year. Change the hours in the calculator for your own week.
| Hourly rate | Annual gross | Annual take-home | Take-home an hour | Take-home a month |
|---|---|---|---|---|
| £12.00 | £23,400 | £20,368 | £10.44 | £1,697 |
| £15.00 | £29,250 | £24,580 | £12.60 | £2,048 |
| £18.00 | £35,100 | £28,792 | £14.76 | £2,399 |
| £20.00 | £39,000 | £31,600 | £16.20 | £2,633 |
| £25.00 | £48,750 | £38,620 | £19.80 | £3,218 |
| £30.00 | £58,500 | £44,487 | £22.81 | £3,707 |
| £40.00 | £78,000 | £55,797 | £28.61 | £4,650 |
| £50.00 | £97,500 | £67,107 | £34.41 | £5,592 |
How your weekly hours change the result
Same £20.00 hourly rate, different hours.
| Hours a week | Annual gross | Annual take-home | Take-home a month |
|---|---|---|---|
| 35 hours | £36,400 | £29,728 | £2,477 |
| 37.5 hours | £39,000 | £31,600 | £2,633 |
| 40 hours | £41,600 | £33,472 | £2,789 |
| 45 hours | £46,800 | £37,216 | £3,101 |
More hours mean more pay, and more of it lands in the 20% band as you cross the Personal Allowance, so take-home per hour stays broadly flat until you reach the higher-rate threshold.
What would a pay change do to your take-home?
Compare your salary above with a raise, promotion or job offer. Higher-rate tax, National Insurance and student loan all change how much you keep.
Moving from £39,000 to £49,000 changes your take-home by +£7,200 a year (+£600 a month). You keep 72% of the extra gross pay; the rest goes in Income Tax and National Insurance. Your next pound at the new salary is taxed at a combined 28%.
Your tax and National Insurance, band by band
How your pay is split across Income Tax bands and National Insurance. This updates with the calculator above.
| Band | Rate | Income in band | Tax |
|---|---|---|---|
| Personal Allowance | 0% | £12,570 | £0 |
| Basic rate | 20% | £26,430 | £5,286 |
| Total Income Tax | £5,286 | ||
| Band | Rate | Pay in band | NI |
|---|---|---|---|
| Below Primary Threshold | 0% | £12,570 | £0 |
| Main rate | 8% | £26,430 | £2,114 |
| Above Upper Earnings Limit | 2% | £0 | £0 |
| Total National Insurance | £2,114 | ||
Frequently asked questions
How do I calculate hourly pay after tax?
Multiply your rate by weekly hours and 52 weeks to get annual pay, work out tax and NI, then divide the net figure back by the same hours. At £20.00 an hour for 37.5 hours you take home about £16.20 an hour.
How many hours are in a working year?
The calculator uses your weekly hours times 52. A 37.5-hour week gives 1,950 hours; a 40-hour week gives 2,080.
Is overtime taxed more?
No. Overtime is taxed as normal pay. It can push part of your income into a higher band, but only the pay above the threshold is taxed at the higher rate.
What if my hours vary?
Use your average weekly hours, or enter your expected annual earnings on the Annual tab. Tax is worked out on total annual pay.
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Disclaimer: This calculator gives estimates for general planning. Your real deductions depend on your tax code, pay period, employer pension scheme, benefits in kind (P11D) and student loan timing. See our methodology.